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"Conversation. What is it? A Mystery! It's the art of never seeming bored, of touching everything with interest, of pleasing with trifles, of being fascinating with nothing at all. How do we define this lively darting about with words, of hitting them back and forth, this sort of brief smile of ideas which should be conversation?" Guy de Maupassant

Monday, October 08, 2007

This is my last post on this blog. Radio Userland has served me well since I started blogging in 2003. I will post more details on the transition, at my new blog - for now I just wanted to make this announcement, and provide the new url and feeds.

New Blog URL - http://dinamehta.com/
Subscribe via RSS 2.0 - http://dinamehta.com/feed/
Subscribe via Atom - http://dinamehta.com/feed/atom/
Comments feed - http://dinamehta.com/feed/atom/

The new blog will also be called Conversations with Dina - it's just a new blogging platform - but the same old blog! I do hope you continue reading and feeding it. 


My old blog will be archived at its old url (http://radio.weblogs.com/0121664/) and I will keep the archives going. Stuart, who has worked out the platform for Conversations with Dina on Wordpress has done some neato hacks - one that I love a lot is that the search function will not just search the new blog archives, but also my old Radio blog archives. And he has managed to transfer some of my posts over too. That's so cool!!! Lots more needs doing there ... and that will emerge I'm sure.



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Thursday, August 30, 2007

Its been quiet here too long ....... the result of many many shifts. A new home, getting things to work smoothly, much travelling, transferring from a PC to a Mac, not being able to figure out how to get my Radio blog easily onto a Mac (Paolo has very graciously offered to help after I left a comment at his blog)....

And mosoci β

Mosoci is more than an idea - it is a beta platform, an emergent plan.  It is jazz, bricolage and serious play.  It lets us play a little music where chaos, creativity, diversity and complexity are all welcome.
It fulfils our desires and needs which are driven by the fundamental experiences of our souls, to live and work in an emergent, globally connected community.

What it is not, is a formal traditional organization.  We hope the lifestream we have built at the Mosoci blog demonstrates this.  We want it to be more than just the two of us.  Stuart spells this thought out really well:

"We know we would not be doing this without everyone that has read our blogs over the last few years. Social Media built the platform for our collaboration and the sense that our network and community would support, participate with us and help us grow. Now it is beyond an idea and yet it is still being formulated. We certainly don't want to end up as just the two of us. Today though we are happy to feel like we are in a constant state of beta. That's the zone where it is a real rush.

Thank you for your support, praise and interest. Our blogs and blogging will evolve just like our other social media activities are. For example we are really enjoying bringing our bookmarking into the feed. For now our tweets are there too. That may be overwhelming. Then it may also be helpful. We'll let the readers tell us.


A picture named mosoci2.jpgIt is born out of our curiosity, passion and deep belief in the strength of social technologies to make a real difference, our willingness and drive to share, learn and grow allowed us to experiment with and use those very technologies to communicate and collaborate on several projects over the years. More details from Stuart:

"Much happens today by chance. Things also emerge and we find ways to jump on them and adapt. Over the years Dina and I have enjoyed telling parts of our story. We first met in an online forum. I set her up blogging “Conversations with Dina” with install instructions over an IM chat session, long before voice and video connections were possible. Skype also helped to revolutionize our collaboration and connectivity. Open channels between India and the US made collaboration around Learning Journeys, research, and just links and interests possible. Working in India for most of the last year, attending some conferences together around the world and we knew we were at the point where where 1+1 makes more than two.

Mosoci is the platform of our collaboratory around the interests we love, are passionate about and to reinforce the direction and learning we need to go in. We won’t be successful without our network and our community and the power of social media. Blogs, wikis, forums, twitter, bookmarking have enabled who we are today."

You may ask, what does Mosoci do?  Simply put, a) we immerse ourselves in research and deep dives, b) we facilitate change and help re-frame value for organizations.  The time and opportunity to conduct and deliver research and strategies in new ways is here. We constantly push the boundaries with emerging social tools (blogs, wikis, SMS, RSS, social networks, beta communities), with clients when and as appropriate.  We want to take this practice, this method of working, along with others who are doing some excellent work in this field, to the whole world.

Let's create that map together, in the hope that the map will bring forth the features of the territory.
We want your comments, perspectives, and just plain old honest help and advice to make this a success. We are open to suggestion and really don’t want to stop at just a few of us.

It would be great if you would jump in on the conversation at Mosoci and add Mosoci Feed  to your reader. We'd love your feedback and suggestions.




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Thursday, July 05, 2007

Global Voices Online has announced the first five citizen media outreach projects to receive Rising Voices microgrants.

"The overwhelming response is a testament to the global enthusiasm for citizen media that stretches from Southern Chile to rural Nigeria, from a village in Mali without electricity to urban Mongolia; from an orphanage in Ethiopia to a center for disabled HIV/AIDS patients in Kenya. The list goes on and on, but what all of the project proposals have in common is a desire to enable their communities to tell their own stories, to write their own first draft of history, to document their traditions and culture before they are washed away by the tides of globalization."

Congratulations to all those receiving the grant - I really believe this is a huge step for blogging outreach programmes!


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Thursday, March 29, 2007

I am shocked at the venom and death threats against Kathy Sierra - it is sick, mean, even anarchical and evil, totally unethical. My first reaction was disgust and dismay and I have the greatest sympathy for what she is going through - but I find myself as appalled at the knee-jerk reaction of hate going around about a set of people implicated in her post - its not doing much good I'm afraid. Truly *Evil* minds whoever they are in this case, feed on such things.

I feel Mitch Ratcliffe's post is a really balanced take on the whole thing, especially this from Mitch - "We are further from that moment of truth now, however, because the silence of mock outrage reigns."

There are many conflicting thoughts in me right now around this issue. The woman in me is enraged at what Kathy is going through - and yet am not sure its a 'woman' thing at all. Lots of the American blogworld , esp at the A-list level, is fairly obsessed by how few women are really respected in Tech - this is evident by the endless debates on inviting women speakers at conferences. And yet, apart from BlogHer I don't see much happening to change this, as I see the same set of women speaking over and over again. The outrage against what's happened to her, is possibly greater because Kathy happens to be a woman. Are we perpetuating this gender divide by making it a woman thing - am not sure.

As a blogger, and one who has been around since 2003 this sort of stuff has been around. [link via Doc Searls]. Hate is just simply bad. Cyber bullying is bad. That's what we need to address. Whether against victim or accused (note here - I make a distinction between accused and convicted). Whether its against an A-lister or a Z-lister. Whether against man or woman. Its a reflection of a society gone badly wrong. Only the social system within which it exists can correct itself. In this case, blogs. Blogs and bloggers often reflect mob-like mentalities - some call it the echo chamber - and while there are many positive aspects of this - we must guard against the negatives.

I've had all sorts of threats and quite a bit of hate mail - I found the best thing is to simply ignore it and it usually goes away. I'm glad Kathy brought it out in the open though, its an issue that needs to be debated and addressed - and still I wish she hadn't made those really serious and clear accusations against specific individuals until after all the investigations by the authorities were done. Blogs are so powerful and the internet is an unforgiving place - entire reputations can be ruined thus.

We had an incident, not half as offensive as this, but the fallout was pretty severe, in the Indian Blogosphere - where a guy who was plagiarizing content from blogs was really beaten up by Indian bloggers - and I got tons of really bad hate mail for calling it Mob Justice and a witch hunt - although I will say this once more, that I would never condone plagiarism. - check the comments out there - these are only those that I let through. There were tons of mail and other comments that crossed my line of acceptability and were really lewd, hateful and full of threats. I ignored them and deleted them. And they went away.

Censorship and more regulation is not the answer - has it ever really worked where the internet is concerned? Andy Carvin has called for a Stop Cyberbullying Day. That's the sort of action that makes sense.

Kathy Sierra's an amazing blogger. I hope this horrific nightmare passes quickly for her . I do hope her  real 'attacker' is caught and is punished.  I also hope she gets back to blogging and shares as openly, the results of the investigation. Her silence will not do much good. Her voice is important for the blog world. Even half-way around the world in India.

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Tuesday, March 20, 2007

Found at the Fast Company Blog: IFC, a World Bank Group organisation, and World Resources Institute has an interesting report - The Next 4 Billion: Market Size and Business Opportunities at the Base of the Pyramid. Some facts from their Executive Summary:

Four billion people form the base of the economic pyramid (BOP) -- those with annual incomes below $3,000 (in local purchasing power).

The BOP makes up 72 percent of the 5,575 million people recorded by available national household surveys worldwide and an overwhelming majority of the population in the developing countries of Africa, Asia, Eastern Europe, and Latin America and the Caribbean -- home to nearly all the BOP.

This large segment of humanity faces significant unmet needs and lives in relative poverty: in current U.S. dollars their incomes are less than $3.35 a day in Brazil, $2.11 in China, $1.89 in Ghana, and $1.56 in India.

Yet together they have substantial purchasing power: the BOP constitutes a $5 trillion global consumer market.

From the Press release:

"In its geographic analysis, The Next 4 Billion finds that the Asian BOP market (including the Middle East) is by far the largest, with 2.86 billion people and a total income of $3.47 trillion, constituting 83% of the region's total population and 42% of the its aggregate purchasing power."

BOP populations across countries:

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More countries covered here.

Income vs expenditure for India in this BOP market:

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This shows huge market potential .. probably larger than ever thought before, and really undeserved by businesses. C.K.Prahalad must feel vindicated!



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Tuesday, March 06, 2007

On International Women's Day this year on March 8, The Blank Noise Project is once again, collecting stories in another blogathon.  From their announcer post ...

A picture named blogathon.jpg"This is an attempt to understand how different women ( across age groups/ cultures/ communities) have dealt with street sexual harassment in their everyday lives. Male bloggers are encouraged to share stories of women in their lives and how they have dealt with street sexual harassment. Non bloggers are also invited to participate- email us your story. We will upload your email at www.blanknoiseactionheroes.blogspot.com. You could also be an agent- the one that collects stories of confrontation/ of heroism from your mother, grandmother, cousins, domestic workers, people in your office, the vegetable vendor, the woman bus conductor...anyone! To confirm your participation, announce the event on your blog and email us the link right away!"

Last year, I had shared my own experiences with eve teasing and harassment.  Do share your experiences on March 8, and spread the word!



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Monday, January 29, 2007

I've been quiet here, but have been blogging a lot at the Asia Source II blog. Its been fun facilitating the Open Publishing sessions - I've learnt so much myself! We've had huge challenges with connectivity - 120 of us sharing a 256 kbps modem; trying to get Plone then Drupal working and finally resorting to Wordpress for the live blog! Rather than writing it entirely, I've got lots of folks from different countries and tracks sharing their perspectives. Lazy me :)

What's the blog about ...
This blog is meant to capture the colours, flavour, essence and spirit of Asia Source II in Sukabumi, Indonesia. We'll be sharing our discussions from the sessions, lots of fun stuff, some serious FOSS wisdom, and even some poetry. We'd love it if you jump in and add your perspectives to the many conversations and exchanges we will have in this space. The Asia Source II wiki will have more detailed content and reports.

Here's one of my early postings there:

We're working in military tents!

There are four learning tracks for the morning sessions. Three of the four groups are working in military tents, fitted with 8-10 computers. The uber geeks have a classroom, where they can lock up all their cool gizmos like wireless transmitters.

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Here's what Track 1 on Open Publishing had as their objective for the Camp Blog they are running as one of their projects:

- to create a lasting online documentation of the camp

- to capture the 'spirit' of Asia Source

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They've been blogging, learning how to resize and insert images today, tomorrow they go podcasting. Fun!

Go over to the blog and join the conversations there!

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Thursday, January 18, 2007

I'll be in Sukabumi, Indonesia for the next ten days, at AsiaSource II. It really is going to be a camp, and am excited to be living fairly in dormitory style - takes me back to my college years! Its also an opportunity to meet an entire new set (for me) of folks doing some excellent work in the social media area in South Asia and South East Asia, as this is the first time I'm attending a conference in the Asian region.

There are four main learning tracks:

And the Afternoon Sessions promise to be really interesting.

When Sunil, who I met at the Global Voices Summit in Delhi, invited me to be a facilitator for the Open Publishing and Broadcasting track, my first response was how will I help - I'm not a geek. He then assured me that he was looking for someone who is a user .. and for someone who can help people explore benefits of the social and community aspects of this media. Apart from all the geeky stuff I am looking forward to immerse myself in, some of the conversations I'd like to encourage in this track are around:
  • risks in open publishing and managing risks
  • why organizations should adopt social media
  • role of social media/open publishing in disaster relief
  • communication, community, collaboration brought about by social media
  • open publishing is not just about blogging/wikis ... it is also about keeping track of conversations - session on RSS, trackbacks, social bookmarking, technorati, digg etc ... the entire ecosystem around blogging
I'd love your suggestions on other topics in this area you feel would be good to cover with NGO's and Small and Medium Enterprises. Do drop in a comment or email me.

I hope to blog my experiences while there!

Technorati tag: AsiaSource II


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Monday, January 08, 2007

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What should marketers be looking at in 2007?


TRANSUMERS from GENERATION C(ASH) living transient, connected, participative lifestyles, showing off their STATUS SKILLS, experiencing TRYVERTISING, masters of their YOUNIVERSE, indulging in TWINSUMER ventures, within the TRANSPARENCY TYRANNY of the GLOBAL BRAIN moving ever closer to CROWD CLOUT.

(Images from the trendwatching website). Go there to find out more on status, transparency and consumer power, the online revolution, more adventurous consumption, and a shift from consumption to participation.


Some excerpts:

"GENERATION C(ONTENT) is joining GENERATION C(ASH). If consumers produce the content, if they are the content, and that content brings in money for aggregating brands, then revenue and profit-sharing is going to be one of 2007's main themes in the online space. It's not like brands will have a choice: talented consumers are going to be too sought after to remain satisfied with thank you notes. Get ready for an avalanche of revenue sharing deals, reward schemes and sumptuous gifts aimed at luring creative consumers."

"TRANSUMERS are consumers driven by experiences instead of the 'fixed', by entertainment, by discovery, by fighting boredom, who increasingly live a transient lifestyle, freeing themselves from the hassles of permanent ownership and possessions. The fixed is replaced by an obsession with the here and now, an ever-shorter satisfaction span, and a lust to collect as many experiences and stories as possible.* Hey, the past is, well, over, and the future is uncertain, so all that remains is the present, living for the 'now'."

"(Oh, and just wait for TRANSUMERS to be amongst the first to accept if not desire virtual goods. After all, the more time they spend online, the less need they have for expensive, fixed, hardly ever used physical goods. But we're getting carried away here...)"

"emerging TWINSUMER trend: consumers looking for the best of the best, the first of the first, the most relevant of the relevant increasingly don't connect to 'just any other consumer' anymore, they are hooking up with (and listening to) their taste 'twins'; fellow consumers somewhere in the world who think, react, enjoy and consume the way they do."

"Now, through an onslaught of new collaborative filtering software, millions of new personal profiles, exclusive communities and what have you, the TWINSUMER phenomenon is turning millions of reviews, ratings and recommendations into truly valuable results fitting one person's very particular preferences or even lifestyle. Whether it's a one-off TWINSUMER union or an ongoing relationship. TWINSUMER therefore isn't about access to reviewings or ratings or even trust in general (those are fast becoming hygiene), but about relevance."

"At the core of all consumer trends is the new consumer, who creates his or her own playground, own comfort zone, own universe. It's the 'empowered' and 'better informed' and 'switched on' consumer combined into something profound, something we've dubbed MASTER OF THE YOUNIVERSE. At the core is control: psychologists don't agree on much, except for the belief that human beings want to be in charge of their own destiny. Or at least have the illusion of being in charge.

"And because they can now get this control in entirely new ways, aided by an online, low cost, creativity-hugging revolution that's still in its infancy, young and old (but particularly young) consumers now weave webs of unrivaled connectivity and relish instant knowledge gratification. They exercise total control over creative collections, including their own creative assets, assume different identities in cyberspace at a whim, wallow in DIY / Customization / Personalization / Co-Creation to make companies deliver whatever and whenever, on their own terms".

"Remember the promises of flawless matching of supply and demand, and limitless consumer power, when the web burst onto the scene a dozen years ago? While the last few years didn't disappoint (consumers are already enjoying near-full transparency of prices and, in categories like travel and music, near-full transparency of opinions as well), 2007 could be the year in which TRANSPARENCY TYRANNY really starts scaring the shit out of non-performing brands."

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Friday, December 15, 2006

I'm attending the Global Voices Summit in Delhi! Global Voices Summit in Delhi. Rebecca MacKinnon, one of the co-founders of Global Voices Online sets out some thoughts before the summit. In an email to the GV group, she says: "I've posted on my blog with some thoughts about what I'm hoping to accomplish at this meeting, plus some context of where we've come from and where we may be going."

Latest news from the wiki:

Here's how you can participate online for the open session on Saturday:
Get to know the participants through this Facebook.

See you there if you're participating ...

Technorati: -



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Tuesday, December 12, 2006

I have been tagged by my friend Rob Paterson in a Blog tag game where you tag 5 people whose blog you enjoy and ask them to tell the world about 5 things that most people may not know of you.

Along with me, Rob has tagged:

Heh ... it's tough thinking up 5 things that most people don't know about me ... I'll try:

1. I am an obsessive napper - give me 10 free minutes anytime, anywhere and I will nap.  If my day doesn't graciously offer them up, I take 60 minutes!

2. I love driving and am quite the speed freak - I spent hundreds of hours playing those computer racing games and only got myself a real license when I was 34 - I'm convinced I drive well (not everyone thinks so!) because I played those computer games.

3. Related to driving, I intensely dislike auto-rickshaws and their drivers - I never did when I didn't drive myself.  I have had this vision of lining them all up by the sea, giving each one a really hard kick in their ratty butts, and watching with glee as they topple over and into the sea.

4. My broad shoulders come from hours and hours of training as a swimmer.  Yeah I swam the nationals and was more of a long-distance swimmer - one race I will always remember is a 20 nautical mile stretch when I was 14.  Much as I wish they were smaller,  I think they have their uses - I can be a good listener :)

5. I cry bucketloads at movies - however inane or silly they are, however silly it makes me feel.  I like sad movies.

Five blogs that I'd like to tag, as my little nephew says 'just because' ...
Take it on if you will ... but don't curse me for tagging you :)


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Wednesday, November 08, 2006

Reuters Newsmaker - Social responsibility: whose business is it?


Reuters is holding a live event on Corporate Social Responsibility. The full announcement is here. There is a live chat that will be curated by the Global Voices Online team at the event - to facilitate interaction between bloggers/ remote participants. The event page is here - http://tinyurl.com/yzo66p

It would be great if we had more people from South Asia in the discussion though the time is a little odd - 5 AM IST on Friday November 10. If you're up then, and interested, do join in.


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Stuff that's caught my eye recently:

  • Delete Your Bad Web Rep - bad idea I think .. we leave traces of ourselves when we put ourselves online. Against my belief in transparency and the open web. There's always good and bad .. and to hide the bad .. hmmm .. paranoia?
  • Alec Saunders on creating a meme through blogging:

    "In 12 months time, we've managed to insert an idea, which now has apparently a ton of currency, into a very old industry. We haven't relied on large marketing budgets, or heavy lifting PR campaigns. Instead, using just blogs and conversation, we set out to cause a change that would produce an environment that would be more conducive to our success, and the success of hosts of other companies like ours.

    And that, my friends, is why blogging is powerful."
  • Computing, 2016 - What won't be possible: "The new social-and-technology networks that can be studied include e-mail patterns, buying recommendations on commercial Web sites like Amazon, messages and postings on community sites like MySpace and Facebook, and the diffusion of news, opinions, fads, urban myths, products and services over the Internet. Why do some online communities thrive, while others decline and perish? What forces or characteristics determine success? Can they be captured in a computing algorithm?

    Social networking research promises a rich trove for marketers and politicians, as well as sociologists, economists, anthropologists, psychologists and educators. "This is the introduction of computing and algorithmic processes into the social sciences in a big way," Dr. Kleinberg said, "and we're just at the beginning.""

  • Am enjoying playing with Twitter and iLike ... first impressions - both are really easy to use, and fun! Twitter is amazing .. am currently experimenting with an SMS-Blog interface on a research project and I see lots we can do with a Twitter-like application. I see lots of potential for online campaigns and disaster information/relief as well.
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is on November 14, 2006.  An interesting initiative from Making Life Easy:

As part of World Usability Day we’re asking you to make some noise about things that are hard to use. London-based research and design consultancy Flow is marking World Usability Day with a campaign to get people to speak up about the things that make their life needlessly difficult.

Confusing cash machines, unclear signs, frustrating websites - poor usability is everywhere and it gets in the way of life. Sometimes it is just annoying. At other times it stops us doing what we need to do. It can even be dangerous.

World Usability Day is an international event promoting the message that people have had enough of things that are hard to use. We want people to share their usability frustrations with their fellow sufferers. Record your experiences at the campaign website MakingLifeEasy.org and:

1) See what is frustrating other people
2) Rate these annoyances on a scale of Usability Pain (coming soon!)
3) Upload a photograph and describe what makes life needlessly difficult

Get Involved!
Submit an Entry
Usability Hall of Shame/Hall of Fame
Send us a photo of your good or bad usability example! Either add it to our Flickr Group or email it to us and tell us what's good or bad about it. Then, join our blog and you can write and submit a blog post to put your submission in the running for the Usability Halls of Fame/Shame and we'll post it to the blog where everyone can comment and vote!
Log In To Add A Submission Here

Vote for the Usability
Hall of Shame and Hall of Fame
Cast your vote on any of the examples you find on the site by adding a comment with a +1 (for Hall of Fame) or -1 (for Hall of Shame). We'll tally the votes and announce the inductees on World Usability Day, 14 November 2006.



11:46:57 AM    comment []  trackback []


Wow .. this is just fantastic.  The folks at Savage Minds have set up an open access wiki on anthropology journal articles and papers, and have created a discussion list and IRC channel for those interested in anthropology to hangout at:

Learn about the issue
openaccessanthropology.org is now up and, while it's still very much a work in progress, it is the best place to go for an overview of the issues - and will get even better as we all help grow it.

Sign up for updates
There is an Open Access Anthropology group which people are using as a mailing list - you can sign up today to share your ideas or just keep up to date with what is going on. So far the list is not very high-volume, so you won't be drowned in email if you sign up.

Join the conversation
We've started an IRC channel where there’s been a fair amount of chat about OAA (although really it is just a place for anthropologists to hang out in general). It's #savageminds on irc.freenode.net. If you are unwise in the ways of IRC just go to IRC at work type in a nickname, for 'server' put irc.freenode.net and for 'channel' put #savageminds and then you should be good. If you are looking for an IRC program, we recommend GAIM (PC) or Colloquy (Mac).

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Tuesday, November 07, 2006

If you care about Internet Censorship, today's the day to register our protest. Reporters Without Borders urges internet users to join in a 24-hour online demo against internet censorship.

"Everyone is invited to support this struggle by connecting to the Reporters Without Borders website (www.rsf.org) between 11 a.m. (Paris time) on Tuesday, 7 November, and 11 a.m. on Wednesday, 8 November. Each click will help to change the Internet Black Holes map and help to combat censorship. As many people as possible must participate so that this operation can be a success and have an impact on those governments that try to seal off what is meant to be a space where people can express themselves freely."

Here's one of the things you can do to participate:

"1 CYBER-DEMO against "Internet black holes"

Go to www.rsf.org during this 24-hour period, find the list of 13 countries that are Internet enemies and click on an inter-active map of the world to help make the Internet black holes disappear. Each click will help to change the map’s appearance. The aim is to re-establish the Internet in the countries where it is censored, to rebuild it before the 24 hours are over. Every vote will be counted. Every click will help Reporters Without Borders to speak with more force when it condemns the behaviour of those regimes that censor what should an arena for free expression."

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Saturday, October 14, 2006

Am looking forward to the Global Voices Summit at the Indian Habitat Centre in Delhi on December 16-17. Details and signup here. Day One is open to all, Day Two is for the GV team. If you're not a part of the Global Voices team, I'd still recommend you attend Day One .. its a fantastic and perhaps the only opportunity worldwide, to meet such an amazing and wide spread of bloggers from all parts of the world, from regions that are almost never represented at other 'blog' conferences. To look outward and not inward.

I had such a good time in London last year at the Summit!

GV is also running a survey among readers, to help re-design the site. From Ethan's blog: "If you're a Global Voices fan, please take a minute and take our survey. We're trying to poll our readers before redesigning the Global Voices site, getting a sense for what people like and use the most on the site. It would be a big help if you'd join us and tell us what's working and what isn't working for you on Global Voices. Thanks in advance."



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I was delighted to read that Dr. Muhammed Yunus has won the Nobel Peace Prize for 2006 for Grameen Bank - some say he is an economist and should have been nominated in that category .. I can't help feeling this one is really appropriate because:

"Every single individual on earth has both the potential and the right to live a decent life. Across cultures and civilizations, Yunus and Grameen Bank have shown that even the poorest of the poor can work to bring about their own development." The Norwegian Nobel Committee

"Lasting peace cannot be achieved unless large population groups find ways in which to break out of poverty. Micro-credit is one such means. Development from below serves to advance democracy and human rights." Ole Danbolt Mjoes, director of the Nobel committee. [via Washington Post]

A picture named credit_money.jpgHis model is being followed in India as well ... and the proliferation of Self-Help-Groups (SHG's), typically groups of women who are given access to microcredit to start a small business, has the potential to empower women by enabling them to make economic decisions and help increase family income. [Image from Lifeonline]. Access to credit can be a great catalyst in enhancing the socio-economic conditions of the poor. Where earlier, they were considered 'outsiders' in the world of banking, as they had no collateral, they are now 'bankworthy'.

"In one village in Nellore District, for example, women have acquired land titles in their names and taken Rs.180,000 as loans towards construction of their houses. They have said that they will not tolerate wife-beating and have forced their husbands to stop drinking alcohol. The longest-standing group in the village has rotated the revolving fund 25 times and also has a savings deposit of Rs.30,000 in the bank. In another village, a group has saved Rs.800,000. In total, the women of the district have mobilized savings of Rs.60 million.

The women have used the revolving funds for productive activities, emergency consumption, health needs, marriages and children's education. The Total Literacy Campaign launched in the district in 1991 has brought education and information, with the savings groups becoming important centres for disseminating information on health, education, water and sanitation. There are visible changes in the health and nutrition of women and their children. Women have identified sanitation as a major problem and are exploring possibilities of financing sanitation improvements, with matching funds from the Government. Women in the credit groups have a positive self-image, recognize their own health needs better and find themselves consulted by men, who realize that credit and information can be accessed through the women's savings groups."

More reactions, links and resources about the Prize, Grameen Movement and Microcredit:

Economist wins Nobel Peace Prize: "The winner is Muhammad Yunus, economist (!) and founder of the micro-credit movement, along with his Grameen Bank. Here is the story. Here is his Wikipedia entry. Here is my New York Times column on micro-credit. Here is the best piece on what we know about micro-credit. Here is Yunus's book on micro-credit, which also serves as a memoir and autobiography. It is a captivating and well-written story."

From the BlogHer blog: "You can learn more about the Grameen Bank and Muhammad Yunus watching The New Heroes, a PBS series that profiles 14 social entrepreneurs and is available on DVD, by reading Yunus' memoir, Banker to the Poor: Microlending and the Battle Against World Poverty, or watching this video by the Grameen Foundation USA on YouTube"

The Fast Company Blog : "A simple business plan based on the concept of microcredit just won Bangladeshi economist Muhammad Yunus the Nobel Peace Prize. Yunus was awarded the prize today for the bank he founded, the Grameen Bank, which provides average loans of only $200.
A pioneer in the use of such small loans, Yunus founded the Grameen Bank in 1983 in an effort to help poor Bangladeshis who didn’t qualify for bank loans. At the Grameen Bank, no collateral or credit history is needed, and individuals who take out loans are held to a simple standard: the honor system. As a result, anyone and everyone qualifies for a loan. A scary prospect to consider if you’re the lender. But amazingly, the bank has a 99 percent repayment rate, which is attributed to the method of lending through social responsibility. Loans are given to individuals in groups of five. Initiall, two of the five group members are given a loan, and only after they repay the loan in full are the three remaining borrowers eligible for funds. An amazing 97 percent of Grameen Bank's 6.6. million borrowers are women who need start-up capital for their own handmade crafts. An estimated 17 million individuals have received $5.72 billion in loans since the Grameen Bank's inception."

From the Bangladeshi Blogosphere: "People are delighted over at the Bangla blogging platform "Bandh Bhanger Awaaj". Drishtipat has news, pictures and more links to texts and videos on Dr. Yunus and Grameen Bank. Mudhpud Chickness says Dr. Yunus has put Bangladesh on the map. The South Asia Biz says "Today is a great day for Bangladesh." Tanvir says: "I hope that this success will allow the Bangladeshis to dream big and lead the country to prosperity." Atunu says "Finally, a deserving Bangalee wins the Nobel Prize". Shahidul Alam of Drik posts an wonderful tribute to Dr. Yunus." [via Global Voices Online]

A picture named grameen.jpg

Andy Carvin sums it up: "Perhaps what's most exciting about this Nobel selection is that the people of Bangladesh can rightfully claim that they as individuals have won a share of the Peace Prize. Approximately 94% of the bank is owned by its 6.6 million borrowers - the farmers, the women entrepreneurs, the beggars - while the remaining six percent is owned by the government of Bangladesh, which of course represents the people. No matter how you slice it, this years Peace Prize has been rewarded to the Bangladeshis themselves. Muhammad Yunus may be the one standing in Oslo this December - and rightfully so - but he will be standing on the shoulders of millions of Bangladeshi citizens, each of whom must be swelling with joy this day."

[Image from PBS's The New Heroes Series on Muhammed Yunus.]

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Saturday, September 23, 2006